Borrow from Zopa.com and get a lower rate
Zopa.com is the world’s first person to person lending service; you borrow from a person rather than a bank! So, instead of paying the ever-increasing interest rates of a personal loan you could go to zopa.com to see how much you could save…
For example a £3000 over 12 months could cost from 8 per cent to 12 per cent from a bank, whilst with Zopa will cost you 6.6 per cent. Of course this is all dependant on your credit rating so you might actually not be offered the lowest rates from either the bank of your choice or Zopa…
The other advantage with Zopa is that there are no early repayment charges if you’re suddenly able to repay the whole amount for whatever reason.
Compared to the average credit card Typical APR of 16% it’s certainly worth finding out more…click here to go to Zopa.com
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